YEDF Application Form 2025/2026 PDF Registration Portal

YEDF Application Form 2025/2026 is out. The Youth Enterprise Development Fund (YEDF) is a financing initiative supported by the government to solve unemployment issues within Kenyan youth, and the loan application is open for the 2025/2026 cycle to provide affordable credit to young entrepreneurs of 18 to 35 years.

This fund is for individuals and registered youth groups involved in various sectors, including agriculture, creative industries, manufacturing, trade, and the blue and green economy. The process currently has more financing products, particularly on agripreneurship through partnerships.

As an applicant, you are encouraged to take note of the process, the current needed documents, and means of registration to avoid getting disqualified or delayed.

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YEDF Loan Products 2025/2026

This initiative has quite some financing products meant for various youth business segments, with all the available products having their requirements, interest rates, and loan amounts.

S/N	Loan Products	Amount	Purpose	Terms
1	Group Loans	100,000 – 500,000 (up to 1 million with track record)	For registered youth groups	No interest, only management fee
2	Business Start-up/Expansion	From 1 million to 5 million	For individuals, partnerships, and youth-led companies	8% interest
3	V-Talanta Loan	100,000 – 2 million	For creative and entertainment projects	Interest-free
4	LPO/LSO Financing	100,000 – 3 million	For youth with local supply contracts under AGPO	Up to 70% of contract value, 8% interest
5	Go-Green Loan	20,000 – 2 million	For environmentally sustainable businesses	8% interest
6	VIBE Loan	50,000 – 1 million	For ventures in blue economy (fisheries, water-based enterprises)	8% interest
7	Migrate Support Loan	Up to 300,000	For youth seeking work abroad	Covers visas, travel, and training costs

Requirements for YEDF Application 2025/2026

Generally, you must be a Kenyan youth of the age range of 18 to 35 years. Also individuals, partnerships, registered youth groups, or limited companies owned and managed by youth of the qualified age are qualified to apply.

Then, depending on the loan you are looking for, you are to meet the specific requirements:

1. Group Loans

The group must have a valid registration with at least 5 members of which 70% must be around the age of 18–34, and 100% youth in the leadership roles.
The group must have a bank account with a minimum of 3 signatories.
They also must possess minutes authorizing application and guaranteeing repayments.

2. Smart/Individual Loans (for Group Members)

The previous group loan must have been paid off and the applicant must be nominated by at least 75% of group members.
Group minutes verifying loan authorization and guarantee must be available.

3. Startup/Expansion/Asset Finance

Loan security via chattels or conventional collateral.
At least 70% of partners to be youth aged 18–34 if it is a partnership.
You must have evidence of insurance, valuation, and registration of the collateral.

4. Agri-Bizz (Agripreneurship)

There must be invoices or quotations from accredited vendors and proof of supply contracts.
You must show mentorship endorsement from an agribusiness specialist who also guarantees the loan.
A minimum of six months bank statements and conventional collateral for amounts over KES 300,000 are required.
Must own or manage an agribusiness such as dairy farming, horticulture, beekeeping, poultry, or value addition.
Business must be actively operational in one of the selected counties

5. V-Talanta

At least two guarantors, one from the industry.
Security with chattels or conventional collateral (depending on amount).

6. LPO/LSO Trade Finance

A valid LPO or local contract.
Undertaking by procuring agency and bank details.

7. Migration Loan

Completed Labour-Migration loan form with personal, spouse, and next-of-kin details.
Recruitment-agency confirmation with a stamp or signature.
Two guarantors, like your parents or guardians.
Detailed budget breakdown and a drawn residence map.

Steps for YEDF Loan Application 2025/2026

The application process can be physically applied for or done online:

1. Physical Application

Applicants who are not part of the agribusiness programme must submit their application forms at the nearest constituency or sub-county YEDF office. You should visit your local YEDF office and request the appropriate loan application form.

2. Online Application

This programme is designed for youth engaged in agriculture-related businesses in Kajiado, Meru, Kakamega, Bungoma, Kilifi, and Nyandarua.

Applicants can access the programme form via YEDF’s official website or through its development partner platforms, fill out and submit.

Required Documents

To successfully complete the application process, applicants must provide the following documents depending on their loan category:

1. Individuals:

Copy of national ID
KRA PIN certificate
Bank account details
Comprehensive business plan
Passport photo
Certificate of good conduct (for select loan categories)

2. Registered Youth Groups:

Copy of group registration certificate
Group constitution
National IDs of all members
Resolution to apply for loan
Bank account details in the group’s name
Business plan

3. Agripreneurs:

Evidence of active agribusiness in a targeted county
Proof of ownership or lease agreement for farmland
Detailed business and sustainability plan

YEDF Loan Disbursement

Once an application is approved, YEDF disburses funds directly into the applicant’s verified bank account. The fund has a system that includes post loan training, site visits, and compliance tracking to ensure the money is used as intended.

Successful applicants may also receive ongoing support in business planning, digital literacy, marketing, and financial management.